What happens to homeowners insurance when someone dies?

Today we are going to discuss about the Life Insurance policy after the demise of a policyholder.Here in this article we are going to share all details about it.

If a policy holder passed away you have to around 30 days to contact the home insurance company, provide a demise certificate to show the homeowner passed away and discuss your options for a new policy.

The best thing to do is to contact the insurer ASAP after you have inherited a home to discuss your options.

Insurance policy rules,

There are some rules of insurance company that are mentioned below 👇

1:Homeowners insurance does not automatically pass on to the new owner of the home after someone passed away.

2:You usually have around 30 days to notify the insurance company that the homeowner passed away otherwise they’ll likely cancel the policy .

3:If the home is vacant for more than 30 to 60 days, the insurance company will likely require you to add on vacant home insurance coverage since the home is at greater risk.

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