What is COBRA Health insurance?How do you qualify for COBRA health insurance?

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    We are going to share with you the information about COBRA health insurance.The whole details about insurance is mentioned below,

    COBRA insurance may provide you with temporary health coverage after you leave a job or due to another event that qualifies you.

    What is COBRA insurance?

    COBRA stands for Consolidated Omnibus Budget Reconciliation Act. It’s a federal law that was created in 1985 that gives individuals who experience a job loss or other qualifying event the option to continue their current health insurance coverage for a limited amount of time.

    How do you qualify for COBRA health insurance?

    COBRA health coverage can only be used in certain situations. These situations are sometimes called qualifying events.COBRA eligibility includes,

    1:As an employee

    2:As a dependent

    As an employee,

    As an employee the qualify criteria is as under,

    1:You must have been employed and covered under an employer’s group health plan.

    2:

    You must have been laid off, retired, or quit or had your work hours
    .

    As a dependent,

    As a dependent the qualify criteria is given below,

    1:If you are a dependent of someone who qualifies for COBRA based on the above, you may be eligible, too.

    2:If you are a spouse who divorces or files for legal separation from the employee, you may qualify.

    3:A spouse of an employee who may also meet COBRA eligibility.

    4:If you are unsure whether you meet COBRA eligibility requirements, you can contact your employer’s human resources department.

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